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XIPHIAS Immigration
Curaçao 3-Year Renewable Investor Residency
At a glance

Quick facts

Minimum investment $280,000; Typical timeline 6 months; 3 highlights

Minimum investment
$280,000
Currency: USD
Typical timeline
From application start
Highlights
  • curaçao
  • investor visa
  • residency
Program

Program specifics

Route type
Active Investor Route
Eligible residency pathway
Last updated
Subject to regulatory change

Information is indicative and may change; confirm current terms with an advisor.

~10 sec

Quick eligibility check

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1Question 1 of 2 — Do you have at least USD 280,000 available for investment?
2Question 2 of 2 — Do you have a clean criminal record?

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Program overview

The Curaçao 3-Year Renewable Investor Residency allows investors to obtain a residency permit by committing a minimum of USD 280,000 in approved bonds, business, property, or public shares. Applicants may include their spouse and dependent children under 25 years. A physical presence of 1 day per year is required to maintain residency, with eligibility for Dutch citizenship after 5 years of residence within the Dutch Kingdom territories.

Investment overview

Investors can select from three main investment options: government-approved bonds, property acquisitions, or business investments. The minimum investment is USD 280,000, and the investment must be maintained for at least 36 months. Proof of source of funds and compliance with Curaçao regulations are required. The permit is renewable every 3 years upon continued investment and compliance.

Costs & proof of funds

Costs & funds

Program fees & proof of funds

Fees listed: 3 line items. Estimated totals: $286,500 (USD). Proof of funds items: 1.

Estimated program totals
USD: $286,500
Required proof of funds
USD: $280,000

Detailed fee table

Program fee breakdown with price, timing and notes.
ItemPriceWhenNotes
Minimum Investment for 3-Year Residency$280,000On application

Investment can be in bonds, business, property, or public shares

Application Fee$5,000On submission

Covers due diligence and government processing

Residence Permit Fee$1,500On approval

Covers primary applicant; additional fees for dependents

Swipe horizontally to see all columns.

We’ll share a personalized cost sheet after your pre-screen.
Estimates only — final costs may vary by case & government updates.

Proof of funds

  • Verified Source of Investment Funds$280,000

    Applicants must demonstrate legal origin of funds

Required (USD): $280,000

Figures are indicative and may change with family size, project selection and program updates.

Official

Government fees

Total (USD): $5,000
  • Government Processing Fee

    —

    $5,000

Eligibility

  • Sufficient financial resources to meet minimum investment of USD 280,000
  • No criminal record
  • Valid private health insurance
  • Ability to demonstrate source of funds
  • Physical presence of at least 1 day per year to maintain residency

Key benefits

  • 3-year renewable residency permit for investors
  • Immediate inclusion of spouse and dependent children under 25
  • Visa-free access to 187 countries after Dutch citizenship
  • Option to apply for Dutch citizenship after 5 years of residence in Dutch Kingdom territories
  • Live in a safe, politically stable Caribbean island with modern infrastructure
Checklist

Document checklist

6 total items

Documents vary by profile and family composition; we'll tailor your final list.

Identity Documents
2 items
  • Passport copy
  • Birth certificate

All documents must be notarized and translated to English or Dutch

Financial Documents
2 items
  • Bank statements
  • Proof of investment funds

Provide evidence for the last **12 months**

Compliance Documents
2 items
  • Police clearance certificate
  • Health insurance proof

Required for main applicant and dependents

Snapshot

Eligible dependents

3 of 4 categories included

3 of 4 categories eligible. Children up to 25. Parents from 0+ years. Spouse included. Siblings not included.

IncludedNot included
Spouse
Included
Yes
Children
Up to 25 years25
Yes
Parents
From 0+ years0+
Yes
Siblings
Not included
No

Application process

Process

How it works

  1. Step 1: Initial consultation with XIPHIAS Immigration to determine eligibility

    GuidedAvg. 2–4 weeks

  2. Step 2: Preparation and verification of required documents

    GuidedAvg. 2–4 weeks

  3. Step 3: Select investment option and arrange preliminary transactions

    GuidedAvg. 2–4 weeks

  4. Step 4: Submit formal application to Curaçao Immigration Department

    GuidedAvg. 2–4 weeks

  5. Step 5: Due diligence and background checks conducted

    GuidedAvg. 2–4 weeks

  6. Step 6: Upon approval, receive 3-year renewable residency permit

    GuidedAvg. 2–4 weeks

Comparison

Feature3-Year Renewable5-Year RenewableIndefinite Residency
Minimum InvestmentUSD 280,000USD 425,000USD 850,000
Permit Duration3 Years5 YearsIndefinite
RenewalYesYesN/A
Physical Presence1 day/year1 day/year1 day/year
Family InclusionSpouse & children under 25Spouse & children under 25Spouse & children under25
Citizenship EligibilityAfter 5 yearsAfter 5 yearsAfter 5 years
Disclosure

Risk & compliance

Please read carefully. These notes are informational and do not constitute legal or financial advice.

Risk notes

1 item
  • Investors should be aware of potential market fluctuations in bonds, property, or business investments. Compliance with Curaçao regulations is required to maintain residency.

Program rules change periodically. Always consult the official source and independent counsel.

Approved projects

Government-approved developments or investment options vetted for eligibility and exit horizons.

  • Curaçao Real Estate Investment project in Curaçao

    Curaçao Real Estate Investment

    Min buy-in
    280,000 USD
    Hold period
    36 mo

    Residential or commercial property approved by government

  • Curaçao Business Investment project in Curaçao

    Curaçao Business Investment

    Min buy-in
    280,000 USD
    Hold period
    36 mo

    Investment in approved active business or franchise

  • Dutch Caribbean Securities Exchange Bonds project in Curaçao

    Dutch Caribbean Securities Exchange Bonds

    Min buy-in
    280,000 USD
    Hold period
    36 mo

    Government-approved bond purchase on DCSX

Cost estimator

Calculator

Cost estimator

Indicative estimate. Excludes exchange/transfer charges and third-party legal costs. Official fees may change without notice.

Choose a base option

Family size

Adults (incl. principal)
Children (<18)

Government & due-diligence fees

  • $5,000
    1 × $5,000 = $5,000
  • $1,500
    1 × $1,500 = $1,500

Summary

Minimum Investment
fixed • Qty 1
$280,000
$280,000
Application Fee
fixed • Qty 1
$5,000
$5,000
Residence Permit Fee
fixed • Qty 1
$1,500
$1,500
Estimated total
$286,500

Who this program is NOT for

  • Criminal convictions or ongoing investigations
  • Failure to meet minimum investment requirements
  • Inability to provide proof of funds or valid health insurance

Not a match? Explore other programs in Curaçao.

Frequently asked questions

Applicants must invest a minimum of USD 280,000 in approved bonds, business, property, or public shares.

Spouse and dependent children under 25 years can be included.

At least 1 day per year is required to maintain residency.

After maintaining residence in Dutch Kingdom territories for 5 years, you may apply for citizenship.

No, English is widely spoken and sufficient for residency and business purposes.
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