Step 1: Preliminary Application
Submit identity, financial, and compliance documents.
GuidedAvg. 2–4 weeks
At a glance
Quick facts
Minimum investment €375,000; Typical timeline 12 months; 3 highlights
- Minimum investment
- €375,000
- Currency: EUR
- Typical timeline
- From application start
Highlights
- Malta
- Property Purchase
- RBI
Program
Program specifics
- Route type
- Property Purchase
- Eligible residency pathway
- Last updated
- Subject to regulatory change
Information is indicative and may change; confirm current terms with an advisor.
~10 sec
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Program overview
The Malta Permanent Residence Programme – Property Purchase Route allows non-EU, non-EEA, and non-Swiss investors to obtain permanent residence in Malta by purchasing a qualifying residential property. This route offers visa-free travel across Schengen countries, high-quality healthcare and education, and a secure Mediterranean lifestyle. Family members including spouse, dependent children, parents, and grandparents can be included. Residency does not require a minimum stay.
Investment overview
Investors must purchase residential property with a minimum of €375,000 in standard regions or €300,000 in Gozo/southern Malta. A government contribution of €37,000 and NGO donation of €2,000 are mandatory. Properties can be leased or sublet after 5 years. Applicants must demonstrate assets of at least €500,000, including €150,000 in liquid instruments.
Costs & proof of funds
Program fees & proof of funds
Fees listed: 4 line items. Estimated totals: €714,000 (EUR). Proof of funds items: 1.
Estimated program totals
EUR: €714,000
Required proof of funds
EUR: €500,000
Detailed fee table
| Item | Price | When | Notes |
|---|---|---|---|
| Property Purchase (Standard Malta) | €375,000 | Upon property acquisition | Minimum investment in residential property in main regions. |
| Property Purchase (Gozo / Southern Malta) | €300,000 | Upon property acquisition | Reduced minimum for Gozo or southern Malta. |
| Government Contribution | €37,000 | Payable during application | Non-refundable contribution. |
| NGO Donation | €2,000 | Payable during application | Mandatory donation to registered NGO. |
Swipe horizontally to see all columns.
We’ll share a personalized cost sheet after your pre-screen.
Estimates only — final costs may vary by case & government updates.
Proof of funds
- Minimum Assets Required€500,000
Includes at least €150,000 in liquid financial instruments.
Required (EUR): €500,000
Figures are indicative and may change with family size, project selection and program updates.
Eligibility
- Applicant must be 18 years or older.
- Minimum property purchase: €375,000 (or €300,000 in Gozo/Southern Malta).
- Government contribution of €37,000 and NGO donation of €2,000.
- Proof of assets ≥ €500,000 with ≥ €150,000 in liquid instruments.
- Comprehensive health insurance covering all family members.
- Clean criminal record and full compliance with due diligence.
Key benefits
- Visa-free travel across Schengen countries for 90 days in any 180-day period.
- Flexible property ownership with rental/subletting options after 5 years.
- Family-inclusive program: spouse, dependent children, parents, grandparents.
- No minimum stay requirement in Malta.
- Access to high-quality healthcare and education.
- Stable and secure Mediterranean lifestyle.
Checklist
Document checklist
9 total items
Documents vary by profile and family composition; we'll tailor your final list.
Identity3 items
Identity
3 items- Valid passport copies for applicant and all dependents
- Birth certificates
- Marriage certificate (if including spouse)
Financial3 items
Financial
3 items- Bank statements
- Investment account statements
- Proof of assets ≥ €500,000
Compliance3 items
Compliance
3 items- Police clearance certificate
- Health insurance proof
- Signed declarations and application forms
Snapshot
Eligible dependents
3 of 4 categories included
3 of 4 categories eligible. Children up to 26. Parents from 55+ years. Spouse included. Siblings not included.
IncludedNot included
- Spouse
- IncludedYes
- Children
- Up to 26 years26Yes
- Parents
- From 55+ years55+Yes
- Siblings
- Not includedNo
Application process
Process
How it works
Step 2: Acquire Qualifying Property
Purchase residential property meeting the minimum threshold.
GuidedAvg. 2–4 weeksStep 3: Pay Required Contributions
Settle €37,000 government contribution and €2,000 NGO donation.
GuidedAvg. 2–4 weeksStep 4: Due Diligence & Health Checks
Complete background screening for all applicants.
GuidedAvg. 2–4 weeksStep 5: Approval-in-Principle
Receive confirmation from the agency.
GuidedAvg. 2–4 weeksStep 6: PR Certificate Issuance
Obtain the permanent residence certificate for the applicant and family.
GuidedAvg. 2–4 weeks
Comparison
| Feature | Property Lease Route | Government Contribution Route | Property Purchase Route |
|---|---|---|---|
| Minimum Investment | €10,000–€14,000/year | €39,000 (Govt + NGO) | €375,000 / €300,000 |
| Ownership | Lease only | N/A | Full ownership |
| Subletting | After 5 years | N/A | After |
Disclosure
Risk & compliance
Please read carefully. These notes are informational and do not constitute legal or financial advice.
Risk notes
1 item- Property market fluctuations may affect value. Contributions are non-refundable. Strict due diligence compliance required.
Approved projects
Government-approved developments or investment options vetted for eligibility and exit horizons.
Residential Property in Malta
Min buy-in375,000 EURHold period60 moProperty can be leased or sublet after 5 years.
Cost estimator
Calculator
Cost estimator
Indicative estimate. Excludes exchange/transfer charges and third-party legal costs. Official fees may change without notice.
Choose a base option
Family size
Adults (incl. principal)
Children (<18)
Government & due-diligence fees
- €37,0001 × €37,000 = €37,000
- €2,0001 × €2,000 = €2,000
Summary
Property Purchase (Standard Malta)
fixed • Qty 1
€375,000
€375,000
Government Contribution
fixed • Qty 1
€37,000
€37,000
NGO Donation
fixed • Qty 1
€2,000
€2,000
Estimated total
€414,000
Who this program is NOT for
- Criminal record or prior legal violations.
- Failure to meet minimum investment or financial requirements.
- Non-compliance with health insurance or due diligence rules.
Not a match? Explore other programs in Malta.
Frequently asked questions
Yes, parents aged 55+ and dependent grandparents can be included.
No, residency does not require a minimum stay.
You may lease or sublet the property after 5 years of ownership.
No, both contributions are non-refundable.
Typically 6–12 months depending on document preparation and due diligence.
