Switzerland Residency by investment - Lump-Sum Tax Route

Q: Can I work in Switzerland with this residency?

No, employment is not permitted under the lump-sum tax route.

Q: How long until I can apply for permanent residency?

Permanent residency (C Permit) is generally available after 10 years of continuous residence.

Q: Can my family accompany me?

Yes, the spouse and children under 18 are included in the application.

Q: Is there a minimum stay requirement in Switzerland?

Yes, applicants must spend at least 6 months per year in Switzerland.

Q: How long does the application process take?

Typically 3–6 months, depending on canton and document preparation.

Obtain Swiss residency through the lump-sum tax route with family inclusion and secure European living.

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At a glance

Quick facts

Minimum investment: CHF 250,000; Currency: CHF

Typical timeline: 6 months; From application start

Highlights

Switzerland residency
lump-sum tax
residency by investment

Program

Program specifics

Route type: Lump Sum Tax; Eligible residency pathway

Holding period: 12 months(~1 yr); Minimum investment retention

Last updated: Sep 25, 2025; Subject to regulatory change

Information is indicative and may change; confirm current terms with an advisor.

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Quick eligibility check

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1Are you between 18 and 55 years of age?

Yes

2Can you demonstrate legal and sufficient income to support yourself in Switzerland?

Yes

3Do you have any criminal record?

Yes

Select answers above to get an instant indication and tailored next steps.

Program overview

Switzerland’s lump-sum tax residency program allows high-net-worth individuals to relocate and manage wealth in a secure, politically stable, and financially sophisticated environment. While this route does not allow employment in Switzerland, it offers full family inclusion, access to Schengen travel, and long-term residency opportunities.

Investment overview

Applicants must make a minimum annual contribution of CHF 250,000. The exact amount varies depending on the canton of residence and the applicant’s financial profile. Contributions are structured as a lump-sum tax paid to the local authorities. This route is designed for individuals who wish to maintain wealth outside Switzerland while enjoying the benefits of residency.

Costs & proof of funds

Costs & funds

Program fees & proof of funds

Estimated program totals

CHF: CHF 250,000

Required proof of funds

CHF: CHF 0

Detailed fee table

Program fee breakdown with price, timing and notes.
Item	Price	When	Notes
Minimum Annual Contribution	CHF 250,000	Paid upon tax agreement with canton	Amount may vary depending on canton and applicant profile.

Swipe horizontally to see all columns.

We’ll share a personalized cost sheet after your pre-screen.

Estimates only — final costs may vary by case & government updates.

Proof of funds

Proof of Financial MeansCHF 0
Applicants must show legal and sufficient income to support themselves without working in Switzerland.

Required (CHF): CHF 0

Figures are indicative and may change with family size, project selection and program updates.

Official

Government fees

Total (CHF): CHF 0

Government Processing Fees
—
CHF 0

Official fees (payable to the government)

Item	Amount	Notes
Government Processing Fees	CHF 0	—

Government fees are set by the issuing authority and may change without notice. We’ll confirm current rates during onboarding.

Eligibility

Non-EU/EFTA citizen aged 18–55.
No criminal record and in good health.
Legal source of income and sufficient financial means.
Own or rent residential accommodation in Switzerland.
Spend at least 6 months per year in Switzerland.

Key benefits

Secure residency in Switzerland for high-net-worth individuals.
Include spouse and children under 18 in the application.
Access Schengen countries visa-free for 90 days every six months.
Safe banking, asset protection, and privacy.
Centrally located in Europe with strategic connectivity.

Checklist

Document checklist

8 total items

Documents vary by profile and family composition; we'll tailor your final list.

Identity

3 items

Valid passport
Birth certificate
Marriage certificate (if applicable)

Financial

3 items

Bank statements
Proof of income
Tax statements

Compliance

2 items

Police clearance certificate
Health certificate

Snapshot

Eligible dependents

3 of 4 categories included

IncludedNot included

Spouse: Included
Yes
Children: Up to 18 years18
Yes
Parents: From 0+ years0+
Yes
Siblings: Not included
No

Application process

Process

How it works

5 steps

Step 1: Preliminary Due Diligence
Xiphias examines applicant documentation to identify potential risks.
GuidedAvg. 2–4 weeks
Step 2: Tax Agreement with Canton
Negotiate the lump-sum tax agreement with cantonal authorities.
GuidedAvg. 2–4 weeks
Step 3: Swiss National Visa (D)
Obtain the visa to allow residency in Switzerland and 90-day Schengen travel every six months.
GuidedAvg. 2–4 weeks
Step 4: Submit Residence Permit Application
Application submitted in person with legal guidance to the cantonal authorities.
GuidedAvg. 2–4 weeks
Step 5: Government Due Diligence & Issuance
Authorities review financial and background information, collect biometric data, and issue temporary residence permit. Renew annually until permanent residency is obtained.
GuidedAvg. 2–4 weeks

Comparison

Feature	Lump-Sum Tax Residency	Other Residency Routes
Minimum Investment	CHF 250,000 per year	Varies by route
Investment Type	Annual lump-sum tax paid to canton	Business or other investments
Time to Citizenship	10 years	10 years
Processing Time	3–6 months	3–6 months
Family Inclusion	Spouse + children under 18	Spouse + children under 18
Work Permission	Not allowed	Limited business activity may be allowed
Residency Requirement	Minimum 6 months per year	Minimum 6 months per year