Bulgaria Residency by Investment – Government Bonds Route

Q: What is the minimum investment for Bulgaria Government Bonds residency?

EUR 512,000 in government-approved bonds.

Q: Can I include my family?

Yes, spouse, dependent children up to 18, and parents from 65 can be included.

Q: How long does it take?

Processing typically takes 6–12 months.

Q: Do I need to live in Bulgaria to maintain residency?

Minimal physical presence is required; full compliance with investment holding rules is mandatory.

Q: Are the bonds refundable?

Bonds can be redeemed per Bulgarian law; residency must comply with the 5-year holding requirement.

Obtain Bulgarian residency by investing in government-approved bonds with family inclusion and EU mobility.

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At a glance

Quick facts

Minimum investment: €512,000; Currency: EUR

Typical timeline: 12 months; From application start

Highlights

bulgaria
government-bonds
eu-residency

Program

Program specifics

Route type: Government Bonds Investment; Eligible residency pathway

Last updated: Oct 8, 2025; Subject to regulatory change

Information is indicative and may change; confirm current terms with an advisor.

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Quick eligibility check

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1Are you over 18 years old?

Yes

2Do you have a clean criminal record?

Yes

Select answers above to get an instant indication and tailored next steps.

Program overview

Bulgaria’s Government Bonds Residency program allows investors to acquire residency through government-approved bond investment. Eligible applicants include non-EU nationals, their spouse, dependent children up to 18, and parents from 65. The minimum investment is EUR 512,000, with a required holding period of 5 years. Applicants must provide valid passports, clean criminal records, and proof of legitimate funds.

Investment overview

Applicants must invest a minimum of EUR 512,000 in Bulgarian government-approved bonds. The investment must be maintained for 60 months. All funds must come from verified sources, and compliance with regulatory and program requirements is mandatory.

Costs & proof of funds

Costs & funds

Program fees & proof of funds

Estimated program totals

EUR: €517,150

Required proof of funds

EUR: €512,000

Detailed fee table

Program fee breakdown with price, timing and notes.
Item	Price	When	Notes
Minimum Government Bonds Investment	€512,000	Upon bond acquisition	Investment in government-approved bonds with holding requirement.
Application Processing Fee	€5,000	At submission	Covers administrative and due diligence checks for the main applicant.
Residence Permit Fee	€150	Upon permit issuance	Applies to main applicant and included dependents.

Swipe horizontally to see all columns.

We’ll share a personalized cost sheet after your pre-screen.

Estimates only — final costs may vary by case & government updates.

Proof of funds

Proof of Funds€512,000
Bank statements or verified sources confirming legitimate investment funds.

Required (EUR): €512,000

Figures are indicative and may change with family size, project selection and program updates.

Official

Government fees

Total (EUR): €3,000

Government Processing Fee
—
€3,000

Official fees (payable to the government)

Item	Amount	Notes
Government Processing Fee	€3,000	—

Government fees are set by the issuing authority and may change without notice. We’ll confirm current rates during onboarding.

Eligibility

Applicant must be 18 years or older and financially solvent.
Clean criminal record and medically fit.
Investment of minimum EUR 512,000 in approved government bonds.
Valid passport and proof of legitimate source of funds.

Key benefits

Obtain Bulgarian residency with EU travel privileges.
Include spouse, dependent children up to 18, and parents from 65.
Secure government-backed investment.
Access to healthcare, education, and EU mobility.

Checklist

Document checklist

7 total items

Documents vary by profile and family composition; we'll tailor your final list.

Identity

3 items

Valid passport
Birth certificate
Marriage certificate (if applicable)

Certified copies and translations may be required.

Financial

2 items

Bank statements (last 12 months)
Proof of income/assets

Demonstrates legitimate source of funds.

Compliance

2 items

Police clearance certificate
Medical report

Ensures health and character requirements are met.

Snapshot

Eligible dependents

3 of 4 categories included

IncludedNot included

Spouse: Included
Yes
Children: Up to 18 years18
Yes
Parents: From 65+ years65+
Yes
Siblings: Not included
No

Application process

Process

How it works

6 steps

Step 1: Select approved government bonds for investment.
GuidedAvg. 2–4 weeks
Step 2: Submit residency application with identity, financial, and compliance documents.
GuidedAvg. 2–4 weeks
Step 3: Pay application and government fees.
GuidedAvg. 2–4 weeks
Step 4: Complete bond acquisition for minimum EUR 512,000.
GuidedAvg. 2–4 weeks
Step 5: Await approval from Bulgarian authorities.
GuidedAvg. 2–4 weeks
Step 6: Receive residence permit and maintain bonds for at least 5 years.
GuidedAvg. 2–4 weeks

Comparison

Feature	Government Bonds Route	Real Estate	AIF Investment	Business Investment
Minimum Investment	EUR 512,000	EUR 300,000	EUR 512,000	EUR 512,000
Holding Period	5 years	5 years	60 months	5 years
Family Inclusion	Spouse + children + parents	Spouse + children + parents	Spouse + children + parents	Spouse + children
Residency Requirement	Minimal	Minimal	Minimal	Minimal
EU Travel	Yes	Yes	Yes	Yes