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XIPHIAS Immigration
Latvia Residency by Investment - Government Bonds Route
At a glance

Quick facts

Minimum investment €250,000; Typical timeline 4 months; 3 highlights

Minimum investment
€250,000
Currency: EUR
Typical timeline
From application start
Highlights
  • latvia
  • latvia government bonds
  • latvia golden visa
Program

Program specifics

Route type
Special Purpose Government Bonds
Eligible residency pathway
Holding period
(~5 yrs)
Minimum investment retention
Last updated
Subject to regulatory change

Information is indicative and may change; confirm current terms with an advisor.

~10 sec

Quick eligibility check

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1Question 1 of 3 — Are you at least 18 years old?
2Question 2 of 3 — Do you have a clean criminal record?
3Question 3 of 3 — Can you provide verifiable proof of €250,000 funds?

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Program overview

Latvia's Special Purpose Government Bonds program allows investors to obtain a renewable residence permit by investing €250,000 in approved government bonds. This route provides full Schengen Area mobility for you and your family and a clear pathway to permanent residency and Latvian citizenship.

Investment overview

Applicants must invest a minimum of €250,000 in interest-free Latvian government bonds. The investment is passive, requires no operational involvement, and must be maintained for 5 years. This route is ideal for investors seeking low-maintenance, family-friendly residency in Europe.

Costs & proof of funds

Costs & funds

Program fees & proof of funds

Fees listed: 2 line items. Estimated totals: €288,000 (EUR). Proof of funds items: 1.

Estimated program totals
EUR: €288,000
Required proof of funds
EUR: €250,000

Detailed fee table

Program fee breakdown with price, timing and notes.
ItemPriceWhenNotes
Government Bonds Investment€250,000Before investment

Minimum investment in approved Latvian government bonds.

Government processing & registration fees€38,000On application/approval

One-time fee for government processing.

Swipe horizontally to see all columns.

We’ll share a personalized cost sheet after your pre-screen.
Estimates only — final costs may vary by case & government updates.

Proof of funds

  • Proof of Funds€250,000

    Must be verified for compliance and maintained for the holding period.

Required (EUR): €250,000

Figures are indicative and may change with family size, project selection and program updates.

Eligibility

  • Applicant ≥ 18 years old.
  • Non-EU citizen (third-country national).
  • Clean criminal record.
  • Investment must be in approved Latvian government bonds.
  • Maintain the investment during the permit period.
  • Provide verifiable proof of funds and source documentation.

Key benefits

  • Obtain Latvian residency with €250,000 investment in government bonds.
  • Enjoy full Schengen Area mobility for you and your family.
  • Pathway to permanent residency after 5 years and citizenship after 10 years.
  • Include your legally married spouse and dependent children under 18 years.
  • Low-maintenance, passive investment without operational obligations.
Checklist

Document checklist

8 total items

Documents vary by profile and family composition; we'll tailor your final list.

Identity
3 items
  • Certified passport copy
  • Birth certificate (attested & translated)
  • Marriage certificate (if applicable)

All documents must be translated into Latvian or English and notarized.

Financial
2 items
  • Proof of funds for investment
  • Source of funds documentation

Funds must be from a legal and verifiable source.

Residency
1 item
  • Proof of accommodation in Latvia

Accommodation can be owned or rented.

Snapshot

Eligible dependents

3 of 4 categories included

3 of 4 categories eligible. Children up to 18. Parents from 0+ years. Spouse included. Siblings not included.

IncludedNot included
Spouse
Included
Yes
Children
Up to 18 years18
Yes
Parents
From 0+ years0+
Yes
Siblings
Not included
No

Application process

Process

How it works

  1. Step 1: Choose Government Bonds Investment

    Select the approved Latvian government bonds route and confirm the minimum investment of €250,000.

    GuidedAvg. 2–4 weeks

  2. Step 2: Prepare Personal & Financial Documents

    Collect and notarize passport, proof of funds, source-of-funds documentation, and other required personal documents.

    GuidedAvg. 2–4 weeks

  3. Step 3: Submit Application to OCMA

    File the residence permit application through the Office of Citizenship and Migration Affairs or a Latvian embassy/consulate.

    GuidedAvg. 2–4 weeks

  4. Step 4: Background Checks & Due Diligence

    Complete AML/KYC checks, source-of-funds verification, and criminal record review.

    GuidedAvg. 2–4 weeks

  5. Step 5: Make the Investment & Pay Fees

    Transfer €250,000 to the approved government bonds and pay the one-time government processing fee of €38,000.

    GuidedAvg. 2–4 weeks

  6. Step 6: Temporary Residence Permit Issuance

    Receive your initial Latvian residence permit and residence card.

    GuidedAvg. 2–4 weeks

  7. Step 7: Maintain Investment & Annual Renewal

    Keep the bonds for the full 5-year period and make at least one visit per year to maintain residency.

    GuidedAvg. 2–4 weeks

  8. Step 8: Apply for Permanent Residency

    After 5 years of continuous residence and compliance, apply for permanent residency in Latvia.

    GuidedAvg. 2–4 weeks

  9. Step 9: Apply for Citizenship

    Once you complete 10 years of legal residence, apply for Latvian citizenship, subject to language and civic requirements.

    GuidedAvg. 2–4 weeks

Comparison

Feature / RouteSpecial Purpose BondsBusiness InvestmentReal Estate InvestmentBank Deposit
Minimum Investment€250,000€50,000€250,000€280,000
Government & Processing Fees€38,000€10,000€38,000€25,000
Holding Period / Retention5 years5 years5 years5 years
Family InclusionSpouse + children under 18Spouse + children under 18Spouse + children under 18Spouse + children under 18
Path to Citizenship10 years10 years10 years10 years
Physical Presence Requirement1 visit/year1 visit/year1 visit/year1 visit/year
Schengen MobilityFull accessFull accessFull accessFull access
Disclosure

Risk & compliance

Please read carefully. These notes are informational and do not constitute legal or financial advice.

Risk notes

1 item
  • Government bonds are low-risk; early redemption is not permitted. Regulatory changes may affect eligibility requirements.

Program rules change periodically. Always consult the official source and independent counsel.

Cost estimator

Calculator

Cost estimator

Indicative estimate. Excludes exchange/transfer charges and third-party legal costs. Official fees may change without notice.

Choose a base option

Family size

Adults (incl. principal)
Children (<18)

Government & due-diligence fees

  • €38,000
    1 × €38,000 = €38,000

Summary

Government Bonds Investment
fixed • Qty 1
€250,000
€250,000
Government Processing Fee
fixed • Qty 1
€38,000
€38,000
Estimated total
€288,000

Who this program is NOT for

  • Funds from illegal sources.
  • Incomplete, falsified, or unverifiable documentation.
  • Serious criminal convictions or immigration violations.

Not a match? Explore other programs in Latvia.

Frequently asked questions

Yes, your legally married spouse and dependent children under 18 can be included.

No, only one visit per year is required to maintain the residency permit.

No, the investment must be maintained for 5 years and is non-refundable.

A one-time government fee of €38,000 applies per application.

Yes, after 10 years of legal residence, subject to language proficiency and civic knowledge tests.
Explore

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